Security is our #1 Priority

Axia Payments takes pride in our high level security, making it our number one priority to make sure your transactions are processed securely.

EMV Ready Solutions

Since Fall 2015, the word EMV has been on the minds of most merchants in America. The impending boom of credit cards featuring a security chip was looming large, and merchants had a heightened sense of urgency to get their payment processing systems ready to accept this new technology. And if they didn’t, merchants would take on the liability for counterfeit charges instead of the card issuers.

Point to Point Encryption

The Axia Payments ePay gateway uses point to point encryption (P2PE) to strengthen its security measures. P2PE encrypts card data from the entry point of a client’s point-of-sale (POS) device to a point of secure decryption outside the client’s environment, such as a payment processor. The purpose of P2PE is to address the risk of unauthorized interception associated with cardholder data-in-motion during the transmission from the POS terminal to the payment processor.

Secure Socket Layers (SSL)

All of Axia Payments ePay’s communications and processing occur through Secure Socket Layers (SSL). To ensure an even higher level of security, we use 1024-bit SSL encryption with all of our transactions.

Third-Party Security Scanners/Assessors

Axia ePay uses multiple third-party security companies to ensure that our security is always meeting the strictest of industry security standards. Every security assessor working with Axia Payments ePay provides a seal for our clients to view our certification for meeting security standards.


Certification for payment applications can be at time consuming and tedious endeavor for any software vendor. The costs can be quite significant and the certification process is a distraction to the core business of your software application. Integration with our API ensures that you are completely out of "PA-DSS scope" and are not required to certify your application with a qualified security assessor.

Fraud Prevention

The Axia ePay Fraud Stopper is built on a Module Stack Design. Each module controls a different aspect of security and clients can choose which modules to include in the fraud control stack. Some examples of modules include: Duplicate Transaction Control, Block by Country, Clock by IP address, and many more. The Module Stack Design provides the opportunity for clients to add or change their fraud modules depending on their unique security needs. Axia ePay is always adding new fraud modules to the Fraud Stopper to keep our clients up to date with the latest fraud security.

Fraud Stopper also allows clients to apply different fraud settings to different keys or sources. For example, a client may wish to implement a high level of fraud control for an online shopping cart, but a lower level on the console for their own employees.